Health Savings Account (HSA)


Managing your Optum HSA can be done in two easy and convenient ways:

  • In the same place as your 401(k) retirement savings account. Just download the Empower Retirement mobile app to your phone and log in to your account. You can also go online and visit, and log in to your account.
  • Download the Optum mobile app or visit online at and log in to your account. Click here for Optum HSA website registration instructions. 

To shop for HSA eligible items, visit

Looking for your HSA tax documents? Click here for instructions.


Health Savings Account (HSA) – If you enroll in the High Deductible Health Plan (HDHP), you also have the opportunity to contribute tax free money from to a Health Savings Account (HSA) with Optum. Use your pre-tax dollars to pay for qualified health care expenses for you and your eligible dependents.

You are eligible to contribute to an HSA if you are:

  • Enrolled in the HDHP and are not covered by another health plan that is not a HDHP.
  • Not covered under an FSA through your spouse’s employment (if applicable).
  • Not currently enrolled in Medicare or TRICARE.
  • Have not received medical benefits through the Department of Veterans Affairs (VA) during the past three months​.

Key HSA features:

  • Inframark makes an annual contribution to your HSA account – $500 for employee only coverage, and $1,000 for employee + dependent(s) coverage.
  • Carry over unused funds from year to year and the account is yours to keep even if you change jobs, change health plans or retire.
  • The money goes in tax-free, grows income tax-free and comes out income tax-free when you use it for qualified healthcare expenses.