Critical Illness & Accident Insurance

Critical Illness & Accident Insurance

The Critical Illness and Accident insurance voluntary benefits gives you more ways to help care for and protect yourself and your covered dependents. These benefits are offered through Aetna. You will pay 100% of the benefit cost should you elect in either coverage, or both.

Have Questions? Call Aetna at 1 (800) 607-3366 or Login/ Register to view your Aetna Supplemental online account.

For care on-the-go, reporting a claim, or claiming your Health Screening benefit, download the Aetna Supplemental mobile app.  

 

Critical Illness Insurance

Critical illnesses can happen at any age and more often than you may think. Critical Illness Insurance with Aetna can help safeguard your finances by providing you with a lump-sum payment between $5,000 and $30,000 in the event of an unexpected serious illness such as a heart attack, stroke or cancer. The payment you receive is yours to spend as you see fit and in addition to any other insurance you may have. 

How it works:

  • Pays a lump-sum cash benefit for the diagnosis of a covered serious illness.
  • Benefit paid depends on diagnosed condition – full or partial face value.
  • Employees have a choice of four plan options with a maximum benefit of $5k, $10k, $20k, or $30k per diagnosis. 
  • Benefits for dependents are based on 50% of employee’s benefits.
  • Additionally, when you take care of yourself by getting a covered health screening. You will receive a $100 health screening benefit! (Health screening benefits are per covered member, per year, per plan).

Review the following information to learn more:                                                                                    

 

Accident Insurance

Accidents can happen at any time, and they always occur when you least expect them to. Accident Insurance with Aetna can help you be better prepared by providing you with a payment to use as you see fit if you experience a covered event.

How it works:

  • Designed to help cover out-of-pocket costs related to an accident that happens on or off the job, on or after the plan’s effective date.
  • Cash benefits paid for a variety of accidental injuries and treatment.
  • Two plan options available, Low Plan and High Plan.

 

Benefits for:

  • Initial care treatment                       
  • Inpatient hospital treatment
  • Ambulance
  • Surgical care
  • X-rays & medical imaging
  • Burns
  • Follow-up care treatment
  • Paralysis
  • Therapy services
  • Accidental death & dismemberment
  • Traumatic brain injury
  • Organized sports benefit*
  • Fractures & dislocations

 

Access the following information to learn more about this benefit:

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